Disciplined, Fiduciary
Private wealth management for families, business owners, and retirees.
ImpactAdvisor LLC is an independent, fee-only fiduciary RIA in San Francisco, serving high-tax-bracket investors and entrepreneurs with ultra-tailored, tax-aware portfolio management.
Your goals, our expertise
STOCK SOLUTIONS
- Tax optimization: Delay and mitigate tax impacts through disciplined gain/loss realization tailored to your bracket.
- Risk & diversification: Variable risk exposure, diversification, and managed exit options for concentrated positions.
- Liquidity: Multiple cashless hedging and low-cost borrowing options available to qualified clients.
What we do — comprehensive wealth management
Better decisions, for the long term. Personalized · fiduciary.
- Returns: maximized. Our number-one metric: what you keep, after fees & taxes.
- Risk: optimized. A dual margin of safety: protect your wealth and achieve your goals.
- Relevant diversification. Ultra-tailored: tax-aware across accounts, impact-aware, and fully integrated — real estate · pension · concentrated stock.
- Relationship choice. Two ways to work together: Direct Access (Core) for access with fiduciary oversight, or Full-Service (Comprehensive) for the fully-integrated relationship.
How it works — Core vs. Full-Service
Two ways to work together.
Direct Access (Core) — "Access + fiduciary oversight"
- Investment access: Access to a broad spectrum of investment selection — aligned with you and your long-term financial goals.
- Get organized: Sophisticated, interactive financial-planning software for a complete financial picture.
- Advisor help, à la carte: Fiduciary onboarding is included; add advisor sessions whenever a question warrants one. And when you'd rather we carry your complete picture — proactively, year-round — that's the Full-Service upgrade.
Full-Service (Comprehensive) — "Fully-integrated financial advice"
- Concierge onboarding: White-glove set-up and end-to-end fiduciary handling — built for investors whose time is worth more than the learning curve.
- An advisor who knows you — and the value of your time. Ongoing advice from someone who carries your complete picture: we are the coach and quarterback.
- Integrated management: Integrated portfolio and risk management, tailored to your complete financial landscape, tax considerations, and investment objectives.
Best-of-breed strategies, tax-aware
FOR HIGH-TAX-BRACKET INVESTORS
As an independent RIA, we select every strategy as a fiduciary — for best client fit, nothing else. Start where your situation calls for it:
- Direct Indexing (tax alpha) — Own the individual stocks of your index in a personalized account — harvesting losses at the single-name level to compound more after tax.
- Personalized Indexing (your values) — Your index built around your definition of responsible investing — inclusion over exclusion, without giving up diversification or performance.
- Tax-Aware Long/Short (capital gain deferral) — By also shorting lower-quality companies, TALS seeks greater outperformance — pretax and after-tax — with loss harvesting at far greater scale.
- Stock Hedging (appreciated stock) — Protect an appreciated single-stock position and diversify on your own timeline — without triggering the gain.
- Portfolio Borrowing (liquidity) — Securities-backed borrowing at institutional rates — unlock cash without selling, and without interrupting compounding.
- Alternatives (beyond stocks & bonds) — Best-of-breed alternative strategies, selected as a fiduciary for fit — diversification that improves your margin of safety.
Quoted on tax-aware wealth management
Financial Planning, July 2026: "For clients in the right circumstances, tax-aware strategies can help diversify an appreciated portfolio, compound more after-tax wealth, create a greater margin of safety in retirement, provide greater support for a surviving spouse, and preserve more wealth for future generations." — Jason Escamilla, ImpactAdvisor
Barron's, Dec. 2022: "Direct indexing is taking off — a long-term commitment to reap the compounding benefit of tax-loss harvesting." — Jason Escamilla, ImpactAdvisor
About ImpactAdvisor
Best-of-breed strategies for high-tax-bracket investors and entrepreneurs. Private wealth management · alternatives · tax strategy.
Client mix by client-asset profile: 40% $10M+ in assets, 40% $2.5M–$10M, 20% up to $2.5M (Q1 2026 client-revenue mix, segmented by client-asset profile).
Our client-facing advisors, Jason and Michele, each bring 25+ years of experience.