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How AI Will Change Investing

"Human advisors have a good sense of the value of their client's time and when to make the call," says Jason R. Escamilla, CFA, CEO and chief investment officer at ImpactAdvisor in San Francisco.

U.S. News, Oct. 2018


Road Block: Robo Advisors Can’t Find ‘On-Ramp’ To Help Investors

“Jason R. Escamilla, CEO and chief investment officer at ImpactAdvisor LLC, in San Francisco says the most recent tax changes demonstrated the edge humans have over technology in finance.”

“When tax reform passed last year, days before year-end, we were able to save our clients thousands of dollars, each, with tax-smart last-minute action items,” he said.

“There was no iPhone app making those calls.”

U.S. News, Oct. 2018


Strong Corporate Profits Buoy U.S. Stock Market

“The trade war is real and will continue beyond the election,” said Jason R. Escamilla, CEO, and chief investment officer at ImpactAdvisor

“But the trade war’s effects are a rounding error compared to the huge tailwind created by tax reform. Tax reform alone will continue to drive corporate profits.”

The Epoch Times, Sept. 2018


A Decade After Lehman's Collapse, Some Say It Can Happen Again

Bisnow interview with ImpactAdvisor CEO and Chief Investment Officer Jason Escamilla:

“No doubt (in 2008) I was very bearish on the market, launching a short-fund most of 2008. There was no shortage of news stories, friends and family members accessing easy credit to fuel all sorts of borrowing and spending.”

"Today, our economy and corporations are among the most efficient in the world. The number of blatant signs of excess pales by comparison with 10 years ago.”

"Meanwhile, the social effects from 10 years ago cannot be underestimated. Things like Lehman and Bernie Madoff left individual investors highly skeptical in these 10 years since."

"The new visceral skepticism today helps keep the industry in check"

Bisnow, Sept. 2018


When Lump Sum Investing Works to Your Advantage

The benefits of lump sum investing over dollar-cost averaging hold true.

Jason R. Escamilla, CEO and chief investment officer at ImpactAdvisor, calls dollar-cost averaging a market timing strategy. “Dollar-cost averaging should not be used for purposes of enhancing performance."

"Dollar-cost averaging is simply a risk reduction technique: It is easing into a proper long-term investment strategy instead of implementing it immediately.”


IMPORTANT NOTE: There is much to consider before we will answer this question for any individual client: every new client-relationship comes with a different mix of client(s), advisor(s), portfolio(s), tax situation(s), investment mix, preferences, etc.

U.S. News, Aug. 2018


Leveraged ETFs Are a Loser's Game

With choppy investment markets, you might be tempted to seek higher returns in leveraged ETFs, but they are a loser's game. Even sophisticated investors get burned by them.

In fact, "very few investment professionals understand the risks over time, let alone retail investors and people in the media," says Jason R. Escamilla, CEO of ImpactAdvisor. These risky investments don't work the same way as typical funds and magnify losses exponentially.

"In certain markets they will dramatically underperform [relative to] the expectations of the everyday investor or finance professional," says Escamilla.

U.S. News, April 2018


Should I Invest in Bitcoin and Blockchain Technology?

"We view crypto-investing as driven by the greater fool theory of investing or speculation, and we genuinely mean that in a bullish way for now," says Jason R. Escamilla, CEO of ImpactAdvisor, a wealth management firm in San Francisco

Simply put, there are dozens of investment products on the horizon, many of which will introduce entirely new segments of investors to buy bitcoin: adding liquidity by way of all the marketing into new distribution channels. With those forces in place, it's anyone's guess when and at what level this bubble will peak.

"As an investor, you have to ask yourself, if you are getting into bitcoin today: what's your edge over the person selling to you? Simply looking at a chart showing the price rise is not enough," for bitcoin or any other second-hand good that trades in a marketplace.

U.S. News, Nov. 2017


Beware Of The Bitcoin Bubble: Investment And Financial Advisors Warn

But it is anybody’s guess what inning. It looks to me like we’re well ahead of the 7th-inning stretch,” said Jason R. Escamilla, CEO of ImpactAdvisor, an investment advisory firm in San Francisco. “The price level and energy usage are unsustainable. There is far better technology emerging to meet the same needs.

Forbes, Nov. 2017


The Newest Metric for Financial Success: Customers’ Emotions

"For Jason Escamilla, CEO of ImpactAdvisor, a wealth management firm that focuses on values-based investments, emotions and money are inextricably linked, as values-based investments are often driven by emotional responses to causes. (For example, an investor may choose not to invest in companies that he or she sees engages in practices detrimental to the environment.)

But..."Being emotional is not an edge in investing," he said."

Tearsheet, Aug. 2017


When Social Responsibility Becomes an Investment Strategy

"Social responsibility is the central theme of US-based software provider Impact Labs. In September, it announced the launch of the first algorithmic portfolio software solely for those who actively adopt ESG investing."

Waters: Trading Technologies for Financial-Market Professionals, Dec. 2016 issue

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